The amount you will pay for Expanded Long-Term Disability (LTD) coverage through after-tax payroll deductions depends on your base salary, your years of service and the Expanded LTD premium rate. Rates may change annually. As your salary changes, or as the premium rate changes, so does your payroll deduction. The maximum covered annual salary under the plan is $424,615. 

Important 2027 Cost Information

The per-pay-period cost displayed in Wolverine Access during Open Enrollment is an estimate. It uses the 2027 rate of $5.20 but is based on the 2026 university-paid salary limit of $77,000. That limit will increase to $80,800 on Jan. 1, 2027, so your actual 2027 premium may be lower than the amount displayed.